Privacy Policy

Swipe America LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

We collect information that you provide directly to us, including:

Personal Information: Name, email address, phone number, business name, and address
Financial Information: Business revenue, funding amount requested, and other financial data needed to evaluate your application
Communications: Records of your communications with us, including emails, phone calls, and text messages
Technical Data: IP address, browser type, device information, and website usage data collected via cookies and analytics tools

How We Use Your Information

We use the information we collect to:

Process and evaluate your funding applications
Communicate with you about our products and services
Send marketing and promotional messages (with your consent)
Improve our website and customer service
Comply with legal and regulatory requirements
Prevent fraud and protect the security of our systems

SMS & Text Message Communications

Mobile Opt-In & Consent

If you choose to opt in to receive SMS/text messages from Swipe America LLC, you expressly consent to receive recurring marketing and promotional SMS/MMS messages sent using an automated telephone dialing system (ATDS). These messages may include:

Funding offers and product updates
Application status notifications
Promotional campaigns and special offers
Information about our financial products and services

Message Frequency: Message frequency varies. You may receive up to 4 messages per month, depending on your activity and preferences.

Message and Data Rates: Message and data rates may apply based on your mobile carrier's plan. Please contact your carrier for details.

Opt-Out Instructions: You may opt out at any time by replying STOP to any text message from us. After sending STOP, you will receive one final confirmation message, and no further messages will be sent unless you re-subscribe.

Help Instructions: For assistance, reply HELP to any text message, or contact us at tom@swipe-america.com.

No Purchase Condition: Consent is NOT a condition of purchase. You can apply for funding and use our services without opting in to SMS communications.

Sharing Your Information

We do not sell your personal information to third parties. We may share your information with:

Service Providers: Third-party vendors who perform services on our behalf (e.g., payment processing, data analytics)
Legal Compliance: Government authorities or legal entities when required by law or to protect our rights
Business Transfers: In connection with a merger, acquisition, or sale of assets

Important: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Data Security

We implement industry-standard security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have the following rights:

Access: Request a copy of the personal information we hold about you
Correction: Request correction of inaccurate or incomplete information
Deletion: Request deletion of your personal information (subject to legal obligations)
Opt-Out: Opt out of marketing communications at any time

To exercise these rights, contact us at tom@swipe-america.com.

Cookies & Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience, analyze website traffic, and deliver personalized content. You can control cookie settings through your browser, but disabling cookies may limit certain website features.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child under 18, we will take steps to delete it promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

Swipe America LLC
75 Broad Street
New York, NY 10004
Email: tom@swipe-america.com